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5 ways to save money when buying a car

 Posted on May 1, 2015 at 12:33 pm

(StatePoint) Here are five proven ways to maximize savings when purchasing a vehicle, according to the experts at Autotrader, the leading online marketplace for buying and selling cars. Target Mid-Level Models Before pulling the trigger on the fully loaded model of a car, compare its price to the model line’s base price. The loaded version could cost around 50 percent more than the stripped-down special. A consumer could probably buy

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  • Taxes, ex-spouse benefits and you

     Posted on April 3, 2015 at 11:12 am

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    April 14 is both Ex-Spouse Day and the eve of tax day. These two observances are doubly important if you are an ex-spouse, because Social Security pays benefits to eligible former spouses, and you may need to claim this income on your tax forms. If you are age 62, unmarried, and divorced from someone entitled to Social Security retirement or disability benefits, you may be eligible to receive benefits based

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  • Tips to trace your family’s past

     Posted on March 20, 2015 at 10:10 am

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    (StatePoint) Were your ancestors humble farmers or wealthy nobility? Did they travel to find their fortune or have they always lived close to your current home? Exploring your genealogy can be fascinating. In the 2010 U.S. Census, 34.7 million Americans claimed Irish ancestry, the nation’s second most frequently reported ancestry, representing more than seven times the population of Ireland itself. Those of Irish descent, or those who suspect they have

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  • Must haves for a comfortable move

     Posted on February 20, 2015 at 1:56 pm

    Moving

    When prepping for the big move into a new home it often seems like there aren’t enough hours in a day. With all the packing and planning it’s easy to get lost in the midst of the chaos. However, there are a few surefire ways to make a move seem less like a full time job. “Moving into a new home is always an exciting experience, but one that requires

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  • Vaughn shares “Her Heart” survivor story

     Posted on February 11, 2015 at 9:52 am

    Elsberry resident Arlene Vaughn speaks to the crowd assembled at the Feb. 6 SSM “Her Heart-Every Beat Counts” event at The Heart of St. Charles Banquet Center. Vaughn attended last year’s event as well and suffered a heart attack four days later. This year, as one of the events featured speakers, Vaughn shared her experience with those in attendance and encouraged them to become advocates for their own health.

    On Feb. 6 SSM Heart Institute hosted its annual “Her Heart-Every Beat Counts” event at The Heart of St. Charles Banquet Center. One of this year’s speakers was Elsberry resident Arlene Vaughn. Vaughn was born in Dec. 1940 in Kimmswick but her family relocated to Elsberry in 1955. “I come from a very large family but I’m especially close to my sister Dorothy,” said Vaughn. “She is 18 months older

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  • What you need to know to protect your home and wallet from weather events

     Posted on February 5, 2015 at 11:56 am

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    (StatePoint) Whether you like to hibernate all winter or you enjoy hitting the slopes, don’t forget to be prepared for power outages, especially this year, as the “Old Farmer’s Almanac,” known for accurately forecasting weather since 1792, is calling for the “worst winter in years.” Last winter, hundreds of thousands of homeowners learned the hard way about the importance of having immediate back-up power.  And, as more people work from

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  • “I think I cried the whole tour”

     Posted on January 14, 2015 at 10:22 am

    John Cheek

    As reported in the Dec. 31, 2014 issue of The Elsberry Democrat, Veterans Coffee Talk of Troy recently received a $5,000 Operation Round Up grant to help transport local veterans on their Honor Flight journey to Washington, D.C. Elsberry resident John Cheek recently had the opportunity to be a part of one of those flights, the last one of 2014 as it turned out. Cheek is originally from Independence and

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